Let’s face it: boundaries are essential in every area of life—whether it’s health, work, relationships, or finances.
They help us protect our energy, focus, and resources, ensuring we stay aligned with what truly matters. But when it comes to finances, many of us struggle to set and enforce boundaries.
Why? Because financial boundaries often involve tough decisions, uncomfortable conversations, and the occasional “no” to people or situations.
Yet, these boundaries are critical. Without them, overspending, financial stress, and feeling out of control with money can quickly take over.
If you struggle with setting financial boundaries, you don’t want to miss this episode! I’m sharing 6 ways to set financial boundaries and actually stick to them.
As your situation changes, your boundaries change…but always having those limits will keep you moving in the direction of your goals.
By setting clear financial boundaries, you can avoid unnecessary stress, maintain your peace of mind, and stay on track toward your financial goals.
Remember, boundaries aren’t rigid—they can evolve as your life changes.
But having them in place is a powerful step toward taking control of your money and building a financial life that works for you.
Here’s a glance at this episode:
- [01:59] Raya shares how failing to set financial boundaries back in college resulted in her overspending on material things, leading her deep into debt.
- [04:35] Boundaries, especially financial boundaries, are there to alert you when you’re moving in the direction of stress and negativity. They are designed to help keep you on track.
- [09:58] Get comfortable with saying “That’s not in my budget”, so when something comes up, you can easily decline with an affirmative statement.
- [14:09] Know where you stand when it comes to lending or gifting money, so you can avoid rushed or emotional decisions.
- [17:26] If you want to stick to your boundaries (financial or otherwise), you need to learn how to clearly communicate them.
“Boundaries, especially financial boundaries, are there to alert you when you’re moving in the direction of stress and negativity.”
Here’s What You’ll Learn in This Episode:
Why failing to set financial boundaries can lead to overspending and debt.
How to use boundaries to prevent financial stress and stay on track.
The power of saying “That’s not in my budget” and standing firm.
How to make informed decisions about lending and gifting money.
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This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life!
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Resources mentioned in this episode:
Join the upcoming FREE 4-week Summer Savings Challenge!
Learn about Raya’s Financial Focus Coaching Program
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